We accept the Canadian Dental Care Plan at our Royal Oak clinic and bill Sun Life for you, so you don’t pay the full cost up front.
If you’ve been approved for the Canadian Dental Care Plan (CDCP), you can use it at Avyan Family Dental, 4 Royal Vista Way NW, Suite 2160, in Royal Oak. We send your claims straight to Sun Life, the company that processes CDCP claims for the Government of Canada. At your visit you pay only your co-payment, if you have one, and any part of the bill the plan doesn’t cover. We go over those amounts with you before treatment starts.
We see CDCP patients of every age, from toddlers at their first check-up to grandparents who need a denture relined. Families come to us from Royal Oak, Rocky Ridge, Tuscany, Citadel, Arbour Lake, Scenic Acres, Sherwood, Nolan Hill and the rest of NW Calgary. Parking is free, and our team speaks English, Hindi, Punjabi, Urdu and Arabic.
Looking for the CDCP phone line or your application status? Dental offices can’t see or change your application. Apply, renew or check your status at canada.ca/dental or call Service Canada at 1-833-537-4342. For your member card or claims history, call the Sun Life CDCP Contact Centre at 1-888-888-8110.
There’s no separate age group to apply under. You qualify if you meet all four of the government’s requirements:
Not sure about your work or pension coverage? Look at box 45 on your T4 or box 015 on your T4A. A “1” means you had no access to dental coverage. Retirees who gave up pension dental coverage before December 11, 2023 and can’t opt back in may still qualify.
Coverage through a government program, such as Alberta’s seniors or child health benefits, doesn’t disqualify you.
Your income decides your co-payment. The co-payment is a share of the CDCP fee for each service:
| Adjusted family net income | CDCP pays | Your co-payment |
|---|---|---|
| Under $70,000 | 100% of the CDCP fee | 0% |
| $70,000 to $79,999 | 60% | 40% |
| $80,000 to $89,999 | 40% | 60% |
The CDCP sets its own fee for each service, and that fee isn’t always the same as a clinic’s fee. When they differ, the difference is an extra charge on top of any co-payment. The government’s own example: a cleaning billed at $145 with a CDCP fee of $134 leaves a patient with no co-payment owing $11.
At Avyan Family Dental, if the CDCP covers you at 100% (the 0% co-payment level), we accept the CDCP fee as payment in full, so you pay nothing for covered services. If your co-payment is 40% or 60%, you pay your co-payment plus any difference between our fee and the CDCP fee. Our front desk will tell you the exact amount before any treatment, so the bill is never a surprise.
Read more: CDCP co-pay explained, with examples.
The plan covers a wide range of everyday dental care, and most of it is offered right here in Royal Oak:
Some services need the plan’s approval first, called preauthorization. Crowns, partial dentures, a second root canal on the same tooth and deep sedation are examples, as are services beyond the plan’s frequency limits. Our front desk sends the request to Sun Life for you and books that treatment once the answer comes back.
The CDCP doesn’t currently cover orthodontics, so braces and SureSmile aligners are not covered. Cosmetic work such as teeth whitening or veneers isn’t covered either. If you’d like one of those, we’ll give you a written estimate. Your first orthodontic or aligner consultation is free.
Read more: What CDCP covers and what needs preauthorization.
Alberta has three health benefit programs that include dental care, and each can be combined with the CDCP. For any service both plans cover, the claim goes to the CDCP first, and the Alberta program can pick up eligible costs that are left over.
We bill Alberta Blue Cross directly for these programs, and we don’t charge seniors extra. If you have one of these as well as the CDCP, bring both cards and we’ll handle both claims for you.
Have your member ID handy and book online, or call us at (587) 358-2160. You can also text us at (825) 408-3990. New to the clinic? See what to expect as a new patient.
Yes. We accept the Canadian Dental Care Plan and bill Sun Life directly for covered services at our clinic at 4 Royal Vista Way NW, Suite 2160, in Royal Oak.
No, you shouldn’t be asked to pay the full cost up front. We bill Sun Life directly. You pay your co-payment, if you have one, and any amount the plan doesn’t cover. We tell you those amounts before treatment.
Not always. Your co-payment depends on your adjusted family net income (0%, 40% or 60% of the CDCP fee), and the CDCP fee can be lower than a clinic’s fee. Some treatments need preauthorization, and orthodontics and cosmetic care aren’t covered.
Not if the CDCP covers you at 100%. At the 0% co-payment level we accept the CDCP fee as payment in full for covered services. At the 40% or 60% levels you pay your co-payment plus any difference between our fee and the CDCP fee, and we tell you the amount before treatment.
Yes. Eligibility is based on four requirements (no access to private dental coverage, a filed tax return, income under $90,000 and Canadian residency), not age. Low-income seniors may also qualify for Alberta’s Dental Assistance for Seniors, which can be combined with CDCP. We bill Alberta Blue Cross directly and don’t charge seniors extra.
Yes. Children are included on the parent’s application. We see kids from about six months old for their first visit.
If you have access to private dental insurance through work, a pension, an association or a plan you bought, you aren’t eligible for CDCP. Government programs are different: Alberta’s seniors, child and adult health benefits can be combined with CDCP, with the CDCP billed first.
At Avyan Family Dental, 4 Royal Vista Way NW, Suite 2160, Calgary, in Royal Oak. We see CDCP patients from Rocky Ridge, Tuscany, Citadel, Arbour Lake, Scenic Acres, Sherwood, Nolan Hill and across NW Calgary.
Bring your CDCP member card or member ID, your coverage start date and co-payment level, a piece of photo ID and a list of any medications you take.
Through the Government of Canada at canada.ca/dental or by calling Service Canada at 1-833-537-4342. Dental offices can’t see your application.
